An experienced investigator should be able to follow a paper trail, through public records, and determine whether the car really was stolen, or whether the owner may have sold the car and then reported it as … But these are some basic questions that will help get the investigation started in the right direction. Continue practicing by visiting these similar question sets, 20 Insurance Investigator Interview Questions. How well did your college experience prepare you for this job? Compare home insurance quotes to find your best rate. Do you think any employees were intimidated into participating in or facilitating the fraud? Once a specific case is flagged for fraud, Kerr says, “that file gets sent to an insurance company’s SIU, or a special investigations unit, which might employ retired cops and other law enforcement professionals. What is your qualification/experience-: You don’t even want to know how many quacks are out there parading themselves as insurance agents. You must create your own answers, and be prepared for any interview question in any interview. More interesting, each case based on its own merits. We want to hear from you and encourage a lively discussion among our users. What format is it in (digital versus hard copy)? Have you ever confronted a person head on? “Insurance companies have hired people whose only … Who can explain the processes in the affected department or division? They are inaccurate and false. What are your career goals? If they’re not prosecuted, at least the insurance company can justify discontinuing benefits,” Kerr says. Might there be other easily discoverable pieces of evidence? Please help us keep our site clean and safe by following our, The difference between term and whole life insurance, How medical conditions affect your life insurance rate. Investigating a claim is like a puzzle with missing pieces. For this reason, fighting fraud is a serious priority for insurers, and companies have developed many tactics to take on perpetrators. Who else needs to be apprised of our progress? Have you ever investigated a problem before? What was the problem and what was the end result? Who will receive our report? What have you done to become a better Insurance Investigator? In Kerr’s experience, good, old-fashioned detective work is still part of the process. What is our scope of work? We have thousands of questions and answers created by interview experts. Investigation goals. To make sure no fraudulent claims ever get paid. What made you choose to pursue a career as an Insurance Investigator? He adds, “Before social media, it was very difficult. Our goal is to create interview questions and answers that will best prepare you for your interview, and that means we do not want you to memorize our answers. Jing Ai, associate professor of finance at the University of Hawaii-Manoa, conducts research to help refine insurance companies’ computer fraud detection programs. Is their involvement limited to a single person, or does it extend to multiple parties or the company as a whole? Could you ask a stranger questions that may offend a person? Tracy, I came across your site while researching the companies I had heard about while I listened to Season 1…, Questions to Ask at the Start of a Fraud Investigation, Mary Kay Cosmetics: Destroying Half a Million Women a Year, Paycheck Protection Program (PPP) Loans and Child Support (COVID-19), Primerica Financial Services: The Fake Job Interview, A Former Primerica Representative’s Story, September 11 Tribute: Karen Lynn Seymour Dietrich. Wrong. What level of certainty and precision do you want? “There’s potential for fraudulent activity anywhere in the insurance claims process,” Kerr says. Will the results of our investigation impact the employee’s future with the organization? Yes, client on a reguler driver and claim was rjected. All these comments are hilarious!! Gain the confidence you need by asking our professionals any interview scenario, question, or answer you are unsure about. Primerica is absolutely scammy, as is every other MLM on the face of the…, This is the stupidest thread I have ever read. Should we keep the fact that an investigation is being started quiet? These questions and answers do not represent any organization, school, or company on our site. Many or all of the products featured here are from our partners who compensate us. Another situation that an insurance investigator may pursue is a case of auto insurance fraud.The most common type of auto insurance fraud relates to false reports of stolen vehicles. Where do you see yourself in 5 years? I have issue at work that require investigation. Look into the probability of that happening. We do not claim our questions will be asked in any interview you may have. For misdemeanor cases, fines are more common. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. You tried it for 7 months; good luck being successful in…, Nice to Read This post. Is she or he still employed with the company? It’s a little bit easier to detect. Usually you will not work a typical 9-5, are you okay working throughout the day? This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. When evaluating offers, please review the financial institution’s Terms and Conditions. You can ask to see his license or look him up at the licensing board to be certain … Should work be performed off-site to minimize our impact on the organization? Has management already tried to start its own investigation? Will they cooperate with our investigation? Soft fraud would be padding an insurance estimate, or misrepresenting yourself on an application for coverage.”.