Interest rates are unlikely to rise this year, the Treasury is offering long (and maybe even ultra-long) bonds, investors searching for yield are taking on more risk, and there are fears that battling the coronavirus may cause China to slow its bond purchases. See Schwab's comprehensive list of So what are the expectations for bond markets in 2020? Does that mean investors should shy away from municipal bonds? Annuity®, Schwab OneSource Choice Variable In this episode of WashingtonWise Investor, Kathy Jones, Schwab’s chief fixed income strategist, joins Mike Townsend to share her insights on what’s behind the Fed’s new strategy to keep interest rates near zero—possibly for years—while the economy recovers, what it means for inflation risk, and why this change is so important to fixed income investors. Capital gains are not exempt from federal income tax. The Charles Schwab Corporation provides a full range of brokerage, banking and financial advisory services through its operating subsidiaries. (REITs), Business Development Companies and what you could pay at Schwab. But Congress can’t fix everything, so who will be the winners and losers in the next big aid package? Access to Electronic Services may be limited or unavailable during periods of peak demand, market volatility, systems upgrade, maintenance, or for other reasons. In this new podcast, host Mike Townsend, Charles Schwab’s vice president of legislative and regulatory affairs, sorts through all of the noise to help investors figure out what matters most. The federal debt and yearly budget deficits continue to climb with no letup in sight. I just want to hear about policy that has been passed and what is coming down the pipeline and this absolutely delivers. Talk with your Schwab Financial Consultant or call 800-355-2162. Domestic political drama—including the president’s bout with COVID—has far-reaching implications, potentially reverberating beyond our borders. Politics & Beyond: The Impact on Global Markets. So what should investors focus on? The only thing I would change is having more content! Our finances, portfolios, and the markets are affected daily by the policies and politics coming out of Washington. The House sent their version of the next relief package over to the Senate, where it was met with total disinterest. What does it mean for the economy and investors? New retirement legislation is pending in Washington. Usage will be monitored. Meanwhile, the race for the Democratic presidential nomination has narrowed. If someone you love is diagnosed with cancer you want them to get the best treatment from the best doctors. Massive Stimulus Plus Unprecedented Easing Are Latest Efforts to Boost Economy. insights. Call, Explore Schwab’s views on additional fixed income topics in, Talk to Schwab about the services that are right for you. Important Disclosures: The media scrutinizes the Fed’s every move. Thank you for your straight up insight. Brokerage Products: Not FDIC Insured • No Bank Guarantee • May Lose Value. Understand common costs of investing, In this episode of WashingtonWise Investor, Mike Townsend is joined by Cooper Howard, director of fixed income strategy at the Schwab Center for Financial Research, to discuss the ability of states to withstand the deep economic losses caused by skyrocketing expenses and slumping revenues. The coronavirus crisis led the Fed to cut interest rates and is fueling extraordinary market volatility. They breakdown the dizzying array of far-reaching programs—from the tried-and-true to more controversial tactics—and help individual investors focus on what really matters for them. In this episode of WashingtonWise Investor, Mike Townsend is joined by Marianne Hayes, senior strategist in Schwab’s Wealth Strategy group, to discuss the impact of the coronavirus on small businesses and the 120 million people they employ. The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc. Recent changes to retirement savings rules have caused some confusion. Election Upon Us: How Might the Market React? Josh and Chuck have you covered. How much is the growing divide impacting markets, and what are its long-term implications? For more on the series, visit Schwab.com/WashingtonWise. Lower rated securities are subject to greater credit risk, default risk, and liquidity risk. Distributions, Required Minimum BFFs featuring Josh Richards and Dave Portnoy, We Study Billionaires - The Investor’s Podcast Network. So how do we calm our anxieties, stay focused, and make sound decisions for our portfolios and finances? To learn how fixed-income securities may perform in the aftermath of aggressive central bank actions, check out, You can also follow Mike Townsend on Twitter. Listen as Mike Townsend and LizAnn Sonders discuss the implications of the 2020 election. In this episode of WashingtonWise Investor, Mike is joined by Jeff Kleintop, Schwab’s chief global investment strategist, to discuss the economic impact of the coronavirus pandemic on economies and markets around the globe. Big technology firms are facing increasing Congressional scrutiny. Options, No Load, No Transaction Fee Mutual Call a Schwab Fixed Income Specialist at. Can Munis Thrive If States Are Struggling? They also share what data investors should be watching and why, provide an overview of which sectors may perform better than others, and consider the implications of a growing number of big-name bankruptcies. COVID, U.S. In this episode of WashingtonWise Investor, Mike Townsend looks at the complexities of Congress getting back to work—from the basic logistics of senators and staff safely gathering to the actual voting, debating, and all-important committee meetings. With four months until Election Day, states are facing real challenges to ensure that everyone who wants to vote can, that they can do it safely, and that the process is secure. But he was not who he appeared to be. Individuals, state and local governments, and businesses are all struggling during the pandemic. So what key actions in Washington should investors pay attention to in 2020? In this episode of WashingtonWise Investor, Kathy Jones, Schwab’s chief fixed income strategist, joins Mike Townsend to discuss the Fed’s extensive efforts to counter the impact of the coronavirus on the economy. services and fees. Want to know more? Repayment at maturity is guaranteed by the US Government and may be adjusted for inflation to become the greater of the original face amount at issuance or that face amount plus an adjustment for inflation. What a New Fed Strategy Might Mean for You, the latest analysis and commentary from Schwab experts, You can also follow Mike Townsend and Kathy Jones on Twitter—, To learn more about cognitive and emotional biases and their impact on your financial decisions, check out the, And for the latest analysis and commentary from Schwab experts, visit our. In this episode of WashingtonWise Investor, Mike Townsend begins by examining the U.S. response to the ongoing coronavirus crisis—discussing what Congress, the Fed, and the SEC are doing to blunt the spread of the virus and its impact on businesses and investors. The sheer amount of news coming out of Washington every day can feel overwhelming, especially for investors. Information related to a security's tax-exempt status (federal and in-state) is obtained from third-parties and Schwab does not guarantee its accuracy. In this episode of WashingtonWise Investor, Annie Liu, Schwab regional branch executive in Bellevue, Washington, joins Mike Townsend to address some of the most pressing concerns that clients have—including buying bonds when yields are so low, tilting your portfolio to be more defensive, and taking advantage of special provisions in the CARES Act. Spotify and the Spotify logo are registered trademarks of Spotify AB. Rebalancing may cause investors to incur transaction costs and, when rebalancing a non-retirement account, taxable events may be created that may affect your tax liability. Indexes are unmanaged, do not incur management fees, costs and expenses, and cannot be invested in directly. Diversification, asset allocation, and rebalancing strategies do not ensure a profit and do not protect against losses in declining markets. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications and other factors. In each episode of WashingtonWise Investor, host Mike Townsend, Charles Schwab’s Vice President for Legislative and Regulatory Affairs, focuses a non-partisan eye on the stories that matter most to investors, and his guests offer actionable suggestions for what to do--and what not to do--with your portfolio. What does it mean for the U.S. and global markets, and what should investors watch for? This site is designed for U.S. residents. Member SIPC. Guidance. But what do investors really need to know about the Federal Reserve’s impact on their fixed income portfolios? Election Blues: Looking at Election History for Market Guidance, Follow Mike and Randy on Twitter for real-time reactions on Election Day and beyond—, COVID, U.S. In this episode of WashingtonWise Investor, Mike previews what to watch for on Election Night and discusses whether the market cares about the election outcome with Randy Frederick, Schwab’s vice president for trading and derivatives. Republicans in the Senate want a smaller package and favor including programs that protect businesses from litigation. Complications Loom as Senate Heads Back to Work. Fed and Congress Go Big: Will It Help the Markets? However, its accuracy, completeness or reliability cannot be guaranteed. or trade on your own. WashingtonWise Investor is an original podcast from Charles Schwab. He also c... On this week’s WashingtonWise Investor, Collin Martin, managing director of fixed income strategy at the Schwab Center for Financial Research, joins Mike to offer perspective on a wide range of issues facing the bond markets in 2020. With the 2020 election days away, we look at market reactions to elections past and preview what to watch for as the returns come in November 3. Information on this site is for general informational purposes only and should not be considered individualized recommendations or personalized investment advice. So refreshing to not have to weed through the propaganda parade of main stream media. In 2013, patients in Michigan thought Farid Fata was that doctor.