Click here to learn more about one of the best Retirement and Pension Plans in India SBI Life Retire Smart helps you build your retirement corpus & provides income stability after retirement. SBI Life – Retire Smart (UIN : 111L094V02) Individual Unit-Linked Non-Participating Pension Savings Product Form No 554 Final Policy document dated 27th July, 2020 Page 9 of 48 Policy Preamble Welcome to your SBI Life – Retire Smart policy and thank you for preferring SBI Life Insurance The systematic investments in the form of premiums are accrued to build a solid retirement corpus. This is a non-participating Unit Linked pension plan with Regular or Limited Premium payment options. SBI’s Life Retire Smart plan is a smart shield plan that helps secure your future with an assured maturity benefit that is secured from market volatility. SBI Life Retire Smart is a Unit Linked pure Pension plan which provides increased annuity payouts through participation in capital markets thus taking care of retirement needs. SBI Life Retire Smart - Key Features.